(Answered) : Ben and Amy Geller have found their dream home in a suburb of Portland, Oregon, and visit Western Meadow Mortgages (WMM) to obta

Ben and Amy Geller have found their dream home in a suburb of Portland, Oregon, and visit Western Meadow Mortgages (WMM) to obtain a loan. There, they meet Doug Burke, a loan originator who claims over ten years of experience in the industry. He explains that he used to work as a registered mortgage loan originator for a national bank, but left several years ago to work for WMM, a state-licensed mortgage company founded by his old college buddy. Fortunately, he says, he does not have to “jump through licensing hoops,” because he is a registered loan originator, making him